Why does budgeting matter?
Budgeting is the process of creating a plan to spend your money, so you can keep your expenses balanced with your income. Making a budget isn’t a magical solution for every financial problem, but it is a smart place to start.
Creating and following a budget can help keep you out of debt – or give you the tools you need to work your way out if you are currently in debt. To get started, download the budget worksheets, and watch the video to learn more.